Stop getting denied before lenders even see your credit.
Lenders run an instant check on your business before they ever pull credit. Wrong address, wrong entity, missing licensing, a personal phone, a Gmail email. Any one of these can kill an application. The Fundability Foundation finds them and fixes them.
Get a Foundation audit on your first call. Free.
- 13+ data points audited
- Auto-flagged silent killers
- Lender-specific criteria
- One place to fix everything
What the Fundability Foundation does for you.
Audit your setup
Every foundational data point lenders check, audited in minutes.
Flag silent killers
Find the disqualifiers you didn't even know existed.
Fix each issue
Vetted resources to fix each item: commercial address, business phone, business banking.
Approval-ready
Apply knowing your setup won't sink the application.
You got denied and no one told you why. This is why.
Most owners think a denial means their credit was bad. That's incomplete. Lenders run an automated check on your business BEFORE they pull credit. If something looks off, the application gets flagged or auto-denied. No human ever sees it.
- ×Residential address listed as business address
- ×PO box or CMRA listed as business address
- ×Sole proprietorship or partnership entity
- ×Personal cell phone as business phone
- ×Gmail or Yahoo email as business email
- ×No business website
- ×Missing required business licensing
- ×No dedicated business bank account
- ×Wrong or missing NAICS code
- ×Mismatched business name across applications
- ×Missing foreign filing if operating in another state
- ×EIN issues or missing documentation
Here's every item the system audits.
13+ data points. One audit. Every silent killer surfaced.
| Item | Why it matters |
|---|---|
| Business Address | Residential, PO box, or CMRA cause auto-flags or denials |
| Business Entity | Sole props and partnerships can't build business credit properly |
| State of Registration | Mismatches with applications trigger denials |
| Foreign Filing | Lenders see the inconsistency and flag the application |
| EIN Number | Required for business credit and any funding |
| Business Phone | A personal cell reads as 'not a real business' |
| Business Website | Many lenders require a working website |
| Business Email | Gmail and Yahoo emails cause auto-flags |
| Business Licenses | Missing licenses can void approvals |
| Business Bank Account | Required for most funding programs |
| Merchant Accounts | Supports revenue-based funding |
| NAICS Code | Directly affects lender risk scoring |
| Time in Business | Many funding programs have minimums |
Each silent killer has a fix. We show you where.
You don't have to research it. The vetted resource is one click away.
DIY vs Fundability Foundation.
Who this is for.
New businesses
Set the business up right from day one. No years-later cleanup.
Recently denied
Find out the real reason you got denied. Most denials are Foundation issues, not credit.
Lower-than-expected approvals
Approved but at a lower limit or higher rate? Foundation issues often explain it.
About to apply
Audit your Foundation before you send the application.
Common questions.
Works with:
Find out what's flagged before lenders do.
Get on a 30-minute call with a Fundability advisor. We'll walk through your business setup, point out anything that's likely costing you approvals, and tell you how long the fixes typically take.
30 minutes. Free. No pressure.