Tell me, does this sound familiar?

Your business is not growing as fast as you’d like. You need more resources, more time and more money to make your dream a reality.

 
Maybe you want to hire a few experts, market and advertise, or buy equipment. Or, maybe you finally decided to expand and open a new location.

 
The point is, you have a business you want to grow, but you can’t get the money and credit you need to take your business to the next level.

How do you get approved?

As the COO and co-founder of a fast-growing business, I’ve helped thousands of business owners qualify, even after they’ve been denied by banks.

 
How do we do it?
By showing you exactly what’s getting you denied AND how to get approved for any loan you have your heart set on. You see…

Banks can’t reveal why you were denied … or, show you how to get approved.

When applying for business loans and credit, most business owners try to wing it…

 
They spend months gathering financial statements, submitting documents, “hoping and praying” they’ll qualify.

 
The reality is, roughly 80% of business owners are denied bank funding … leaving you with no other option but to bootstrap your business.

 
With a limited amount of time and money to attract customers, gain traction, and build momentum, bootstrapping puts most business owners out of business.

What about using your personal credit?

Relying on personal credit alone tends to backfire and here’s why…

Signing a personal guarantee increases your utilization ratio, reducing your ability to borrow money for your business … or take out a loan to cover personal expenses.

Higher utilization also lowers your personal credit scores, limiting your capacity to secure funds … when you need it most.

When this happens, business owners typically do one (or more) of 4 things: 

• Dip into their savings
• Tap into their retirement
• Bleed their kids college fund
• Put up their home for collateral 

And this is very common.

In some cases, signing a personal guarantee is a wise choice to make.

In fact, we recommend it at the right time and in the right circumstances—but not for a struggling business.

If the business requires more and more capital to stay afloat, you will likely begin defaulting on personal loans and credit cards. 

We see this happen all the time…

Business owners spend years catching up, struggling to get out of debt, or worse, filing for bankruptcy … without a business to show for it.

 
What’s more …

 
If you’re looking to grow and maintain growth, one loan or one credit line backed by a personal guarantee only leads to a dead end.

Why?

Because it’s only a matter of time before the money runs out.

Without a proven way to access money, your sales, operations and growth become sluggish … or stall out altogether.

 
What about using your cash flow?
Every business owner dreams of building and scaling their business solely on cash flow.

 
Problem is, using cash flow alone is not realistic.

Here are a few questions to ask yourself…

• Do you have more cash coming in than going out (every single month)?
• Does your business have enough working capital to cover all its bills without additional funding?
• Do you have assets that can be liquidated?
• Do you have a minimum of one month’s operating expenses … or even enough money to cover the next payroll?
• Is your business cash flow positive, but not profitable?

These markers are an indicator of how sustainable the cash flow “funding plan” will be.

Even large businesses that make 7, 8, 9 figures rely significantly on outside capital to fund and grow their business—cash flow alone is not an option.

When markets are turbulent and the future’s uncertain…

Market downturns and recessions are inevitable—there’s no way around it.

Over the last century, on average, there’s been a recession every 6 years.

Not being able to access funding is the most vulnerable position your business can be in.

In other words, bootstrapping, relying on cash flow and utilizing personal credit is where most business owners fail. 

Lack of capital, cash flow and funding is the #1 reason for business failure…

According to data from the BLS, nearly 50% of businesses close their doors within the first 5 years.

65% of businesses fail in less than 10 years.

And only 25% of new businesses ever make it 15 years…

After 20 years of showing business owners how to get the money and credit they need to grow, I’ve seen every frustration and setback imaginable.

The emotional toll it takes on those who repeatedly apply, wait months, and get denied often causes many business owners to give up.

So … what I needed was a simple, easy way to help as many business owners as possible improve their Fundability—fast.

We searched far and wide for a software solution and found nothing.

So, we built it…

We designed the one and only Fundability System that exists on the planet today.

Why Fundability?

Because Fundability™ is how you gain access to unlimited capital to start or grow a lasting, successful business.

Fundability is how you get approved for business loans, credit lines, and business credit accounts while also:

• Building your business credit
• Protecting your personal credit
• Meeting operating expenses
• Getting the lowest rates and best terms possible
• Getting the highest funding amounts
• Winning the most approvals
• Increasing the value of your business
• Expanding and opening new locations
• Acquiring new businesses
• Negotiating deals in your favor
• Lower insurance premiums
• Better leasing terms

So … it’s not just about getting a loan or a credit card. 

Fundability is an extension of your business—the big financial picture for proven success.

The Cash-Access Problem Is Real (almost Every Business Has It)

Most every business is struggling to get bank funding. It doesn’t matter if you’re a startup or a business that’s been around for years, business owners can’t get the funding they need and want to grow. It’s a fact of the matter. And the worst part is…

Lending requirements are getting stricter. There are more lenders, more investors and more money than ever before to help businesses grow, but it does no good if the rules keep changing. Business owners have no way of knowing what to do to get approved or where to find the best funding that makes sense for their business. And the frightening thing is…

You won’t find the answers you need online. This “secret” funding criteria is not published anywhere—it’s not available to the public. Over the last ten years (and counting) we’ve identified over 125 factors that give business owners total access to the loans and credit they need to get approved. We also work one on one with hundreds of lenders and credit issuers to provide you with the most up-to-date lending requirements every 30 days. We make accessing money easy and possible for every business owner with a dream to better the world around them. Click to access Fundability.