Built by people who've helped thousands of business owners get funded.
Fundability® was built by people who've spent decades watching business owners get denied, frustrated, and stuck. We built it to give every business owner the system we wish they'd had from day one.
Meet Megan Christensen Founder of Fundability®.
helping business owners get the money and credit they need to grow
she's worked with, across every industry
she's worked alongside
She's mapped what lenders actually look for, where they say "no" and why, and what it takes to get to "yes."
Along the way, she watched the same pattern play out over and over.
"After 20 years of showing business owners how to get the money and credit they need to grow, I've seen every frustration and setback. Fundability® is the system I wish every business owner had from day one."
The numbers that started it all.
Sources: Federal Reserve Small Business Credit Surveys; Bureau of Labor Statistics business survival data.
Most business owners aren't failing because their idea was bad. They're failing because they can't access capital. And they can't access capital because nobody ever taught them how lenders actually evaluate a business. That's the gap Fundability® was built to close.
What we kept seeing.
We'd see this exact sequence across thousands of businesses. The owner did everything they were supposed to. They worked hard. They built a real business. They had real revenue. And they still couldn't get funded because of how the credit system actually works.
The answer wasn't another loan broker. It wasn't another credit repair service. It was a system that showed owners what lenders actually look at, how to fix what's wrong, and how to build credit in the business's name instead of riding personal credit into the ground.
We searched for that software. It didn't exist. So we built it.
The 125+ factors lenders actually use. In one platform.
Megan's work with hundreds of lenders revealed something most owners never see: lenders evaluate 125+ different factors before they approve a business for funding.
| Category | Sample factors |
|---|---|
| Foundation | Business entity, address type, EIN, phone, website, email, licensing, NAICS, time in business |
| Financials | Bank balances, tax returns, financial statements, revenue, collateral |
| Business Credit | D&B Paydex, Experian IntelliScore, Equifax score, reporting account count, tradelines |
| Personal Credit | Personal FICO, bankruptcies, liens, judgments |
| Application Process | The right accounts in the right order, balanced bureau coverage |
Working with hundreds of lenders. Updating criteria every month.
Lender criteria change constantly. A program that approved your business 6 months ago might not exist today. So when Funding Explorer tells you you're a match, it's based on what's actually getting approved right now.
The two things most solutions miss.
You log in. You hit a wall. You quit.
You hire a consultant at $300+/hour. You wait for their calendar.
Fundability® is built to give you both.
- Runs your full Fundability Score™™
- Your dashboard, match status, and tracking
- You work it at your pace
- Advisors a phone call or in-app chat away
- They've worked with thousands of business profiles
- Real answers when you hit a wall
You don't choose between software and people. You get both.
Every business owner who's been where you are.
The first-timers
You're starting a business and want to do it right the first time.
The personal credit trapped
You've been funding the business on personal cards. You need a real separation.
The repeatedly denied
You've applied for business funding and been denied. You need to know why.
The scaling up
You have a real business with real revenue. You need real funding to scale.
What makes Fundability® different.
Specific over generic
We tell you the specific factors that affect your fundability. Not 'improve your credit.'
Real matches over pitches
We match you to what you qualify for, not what we want to sell you.
Honest over salesy
If something isn't a fit, we say so. If you're not ready to apply, we'll tell you.
Long-term over quick wins
We help you build a fundable business over time, not chase one approval.
We're just getting started.
Every month, we update the platform. New funding programs. New lender relationships. New Resource Market providers. New automation. The system you log into 6 months from now will be more powerful than the one you log into today.
That's the commitment. Software shouldn't sit still. Lender criteria don't. Funding programs don't. Your business doesn't. Neither does Fundability®.
Talk to us.
The best way to know if Fundability® fits your business is to get on a 30-minute call. You'll talk to a real advisor. You'll get a sense of where your business stands today and what's possible.
30 minutes. Free. No pressure.