The business credit reports you've never seen. But every lender has.
Lenders pull data from D&B, Experian Commercial, and Equifax Commercial. Most owners have never seen any of them. We pull your profile from all three, find errors, and walk you through disputing what doesn't belong.
Get a profile review on your first call. Free.
- 3 bureaus pulled
- DUNS verification
- Direct dispute path
- Stop hidden denials
What Bureau Profile Verification does for you.
See what's on file
Your business has a credit file at each of the three bureaus. We pull it.
Spot errors
Old addresses, wrong names, accounts that aren't yours. Spotted and flagged.
Dispute inaccuracies
Submit disputes directly through the system. We structure the process for you.
Clean profile
Apply with a profile that won't get auto-rejected for an error.
The bureaus have a file on you. It might be wrong.
The three business credit bureaus collect data on your business. They use it to generate the reports lenders pull. Unlike personal credit, nobody is monitoring this for you. Errors sit on your file for years.
- ×Old address that doesn't match your application
- ×Business name spelling difference (LLC vs L.L.C.)
- ×Collection account listed that doesn't belong to your business
- ×Late payment reported that you actually paid on time
- ×DUNS number tied to a stale or duplicate record
- ×Bankruptcy listed for a different business with a similar name
Three bureaus. Different data. All pulled by lenders.
Dun & Bradstreet
The dominant bureau for early-stage vendor reporting. Every business gets a DUNS number.
- DUNS number
- Business name on file
- Address on file
- Paydex + reporting accounts
- Inaccurate items
Experian Commercial
Separate from Experian's consumer-side product. Used by many lenders for funding decisions.
- Business name on file
- Address on file
- IntelliScore + reporting accounts
- Inaccurate items
Equifax Commercial
Separate from Equifax's consumer-side product. Used heavily for larger funding amounts.
- Business name on file
- Address on file
- Reporting accounts
- Inaccurate items
Found something that doesn't belong? Here's how to fix it.
The system structures the dispute so you're not figuring out which bureau wants which document.
DIY vs Bureau Profile Verification.
Who this is for.
Recently denied
You got denied and want to find out if it was a profile error.
Pre-application
You're about to apply for funding and want a clean profile first.
Established businesses
Your business has been around for years. Your file might have stale data.
Active credit builders
You're building business credit and want to make sure accounts are reporting correctly.
Common questions.
Works with:
See what the three bureaus have on your business.
Get on a call with a Fundability advisor. We'll walk through your situation and tell you whether a bureau profile audit is likely to surface issues for you.
30 minutes. Free. No pressure.